Health and dental insurance Company

The insurance company will determine the final monthly cost for your group health insurance plan once your application has been reviewed and approved. The insurance company will assess your group using a number of criteria, including the size of your company and the health of your employees, to arrive at the final monthly rate, or premium. Please note that your final monthly rate will be the same whether you apply through eHealth, another health insurance agent, or directly with the insurance company.

Can I reimburse my employees for the cost of a private insurance plan?

Under the Affordable Care Act (also known as "Obamacare"), reimbursing employees for private insurance (individual or family health insurance purchased directly by the employee) is no longer allowed as of July 1, 2015. This type of arrangement (often known as "employer payment plans") fails to satisfy the market reforms and may be subject to a $100 per day excise tax per applicable employee (or $36, 500 per year, per employee) under section 4980D of the Internal Revenue Code.

How does Obamacare impact small businesses?

Under the Affordable Care Act (also known as "Obamacare"), businesses with fewer than 50 full-time-equivalent employees aren't required to provide health insurance to their employees and won't face tax penalties for not doing so.

Can eHealth help me if I am already working with a broker?

If you already have a broker or have purchased a group health insurance plan in the past through a broker or health insurance company, eHealth can help you to maintain your current plan or find a new plan that meets your health insurance needs.

Will I find cheaper rates elsewhere?

Because health insurance plan rates are filed with and regulated by your state Department of Insurance, you should pay the same monthly premium regardless of where you buy your insurance-from eHealth, your local agent, or directly from the health insurance company. This means that you can enjoy the advantages and convenience of shopping and purchasing your health insurance plan through eHealth and be sure that you're getting the best available price.

What types of group health insurance plans does eHealth offer?

eHealth offers 900+ group health insurance plans from 70+ carriers throughout the United States. Our licensed agents shop and compare products from multiple insurers to find a solution that's optimal for each company's specific needs.

What is the process for applying for group health insurance?

Here are the steps for selecting and applying for a group health insurance
plan:
1.Tell us about your ...

How much do I pay for group health insurance? How much do my ...

Typically, an employer covers at least 50% of the employee's monthly premium. In these cases, the employee covers the remainder of his or her own premium and then covers the full premium for any of his or her dependents. Minimum employer contribution levels may differ from state to state and from one insurance company to the next. Also, some employers opt to cover a higher percentage of the employee's monthly premium and sometimes a portion of the premium costs for an employee's dependents.

Do I have to provide health insurance for my employees?

Will my company get tax credits for group health insurance?

Employers with 25 or fewer full-time equivalent employees with average annual wages of less than $50, 000 may be eligible for a special tax credit of up to 50% of the amount the employer contributes (at least 50%) toward employee insurance premiums.

Do group health insurance plans include dental & vision?

Group health insurance plans don't include coverage for dental and vision, but these are often available as benefit riders that can be added to your group health insurance plan for additional fees. Once you select a group health insurance plan, you'll have the opportunity to view the additional insurance plans or riders that are available in your area.